The Effects of Online Banking Example

Essays on The Effects of Online Banking PowerPoint Presentation ï » ¿The Effects of Online Banking Prologue There has been global awareness that our environment is endangered. All the spheres of human activity have started incorporating measures that would help reduce the pressure on our environment. The corporate world has also been bitten by the bug to preserve mother Earth. The concept of online banking is seen by many as a step towards providing a safer and greener earth to our progeny. The banking sector plays an essential role in any nations economy .Consequently if this sector adopts measures that reduce the negative impact on nature and help preserve environment then the other business are more likely to respond to the global concern regarding the issue of conservation of environment. The Wall Street Journal (May 15, 1998) reports that according to the editor of The On-line Banking Report, between 4.5 and 5 million customers used online banking in May 1998, as compared to 200,000 people who used it in 1995. According to a survey conducted by â€Å"Pew Internet and American Life† in 2004, during past five years online-banking is the highest rising motion on the Internet in United State of America. Among all users of the Internet around 44% are utilizing online banking some way or the other, that is, 53 million (McGann, p 9-13). As the number of people using online banking increases the level of pollution comes down. How is this possible? The ‘online banking effects’ section discusses this in detail. Banking industry through out the corporate world is leading the way for the environmentally conscious people. More and more banks throughout the world are wooing its client to are subscribe to online payments of utility bills .The banks are requesting its client to use online bank statement to keep tract of monetary transaction. Technology Impact on Environment There is a growing awareness that the technology should not negatively affect our environment. The internet boom is contributing very positively to making our planet greener. There is less use of paper and it is also reducing the use of fuel as the people now don’t need to go to banks as often as they needed to do so in the past. Many banks like the Citizen’s Bank of Canada are realizing they were contributing to greenhouse gas emission. It has offered its customers an option of online banking and it reports that its there has been able to cut down its use of paper by 30% .Bank of America also followed the same trajectory and says that there has been a 32% reduction in its paper use (The paper planet, n.p). Apart from the environmental effects, online banking also has a positive impact on the business itself. Among all other latest advancements in technology internet occupies a prominent position and thus has its impact on business also. It is quite predictable that it is going to serve as a main dynamic forcing transformation in the near future (Jayewardene and Foley, p 12-20). Online Banking versus Retail Branch Banking A traditional retail bank provides its services through a vast banking structure in different areas of a country both rural and urban. Such banks are usually large customer based and enjoy presence of high street there is a feeling of safety and brand acceptance among the customers. Though there is a constant interaction with the bank staff, but the general 8 hour operating timings may not suit all. There is a traditional â€Å"sales-oriented† pursued in this system. Whereas, the geographical borders are eliminated by online banking and people can perform their required transactions from anywhere and whenever they want. It has shifted the culture of business to be â€Å"customer-oriented† (The U.S. Online Retail Banking Market, p1).This has led to immediate access to account of the customer and has made it more environment friendly .It is one of the few technological advancement which is cost effective as well as conserves environment. Effects of Online Banking Online banking can effect our environment positively. Below are some of the effects of online banking. i. Online banking can help reduce the paper cost. It has been calculated that almost 53% of American citizens use online banking systems. This means that the country saves up to 2.3 million tons of wood, which was not cut down from the forests in order to make paper. It is a known fact that trees help in the reduction of carbon dioxide from the environment. If every citizen starts using online banking system, then the paper usage will get limited to only schools and some corporations. This will save millions of tress and hundreds of forests from destruction (Environmental leader, n.p) ii. Fuel consumption can be reduced by almost 26 million BTUs. According to Environmental Leader report, this is enough electricity to for the entire city of San Francisco for almost one year. As fuel in a natural resource hence not consuming it wisely will result in fuel crisis in the future. However most importantly, every gallon of fuel burned adds extra pollution in the atmosphere. Therefore adapting online banking will reduce the consumption of fuel and hence reduce toxic air pollution (Environmental leader, n.p) iii. Online banking also reduces toxic wastewater. This waste water can fill up almost 20,000 swimming pools. As the solid waste generation (be it in form of papers etc) is reduced this will result lesser garbage and lesser the garbage trucks have to load. The lesser trucks required and hence again lesser fuel consumed. Moreover, solid waste also adds pollution to the environment. Hence adapting online banking will result in lesser solid waste generation (Environmental leader, n.p) iv. Almost 8.5 million particulates (which act as pollution) will be removed form air. v. Keeping in view the time consumed in traditional banking, the online banking seems to be quite speedy as transactions are usually very quickly approved and completed through it. A number of sophisticated tools are now provided by various sites, comprising portfolio managing programs, account aggregation, rate alerts, and stock quotes to assist the customers in managing their assets more successfully. vi. Further, the customer can use the online banking facility to make electronic payments of bills, make electronic check payments, or transfer money to accounts in other banks. Thus, they are in a position to save some vital resources as under. At present it is a common practice that both spouses work to make both ends meet and thus, are always short of time not only for each other but fir their kids also which may lead to anxiety and stress. By saving traditional banking hours they can spare these for the family vii. Ink usage and other things such as rubber stamps, envelops, ATM cards etc will be reduced. All of these add up in the environmental pollution. Most of these inks contain lead and hence combined all the banks generate a lot of solid toxic lead waste. viii. Apart from all the above effects, online banking will help save a lot of land space which is currently being used by corporate banks. The government can plant trees and make parks in these areas and hence contributing positively to the environment. Works Cited â€Å"Introduction to Internet Banking†. 13 June 2008. http://www.uknetguide.co.uk/Finance/Article48.html Environmental leader (2007). Online banking’s environmental benefits can drive market growth. retrieved June 18. 2008 from: http://www.environmentalleader.com/2007/08/09/study-online-bankings-environmental-benefits-can-drive-market-growth/ Jayewardene, Chanaka. Foley Paul, "Changes in the banking sector: The case of Internet banking in the UK". 13 June 2008. www.emeraldinsight.com/10.1108/10662240010312048 McGann, Robb. â€Å"Online Banking Increased 47 Percent Since 2002†. 2005. 13 June 2008. http://www.clickz.com/showPage.html?page=3481976 â€Å"Paper-Free Service†. 13 June 2008. http://www.halifax.co.uk/aboutonline/paperfree.asp Stewart, Kate. â€Å"Online Banking. 2002. Emerald Publishing Limited. 13 June 2008. http://site.ebrary.com.library.capella.edu/lib/capella/Top?channelName=capellacpage=1docID=10052682f00=textfrm=smp.xhitsPerPage=20layout=documentp00=online+bankingsortBy=scoresortOrder=desc â€Å"The U.S. Online Retail Banking Market†. 2005. 13 June 2008. http://www.packagedfacts.com/sitemap/product.asp?productid=959462 What is online banking†? 13 June 2008. http://www.bankrate.com/brm/olbstep2.asp The paper planet (2008). Online banking saaves trees and carbon emissions- and money. Retrevied June 18, 2008 from: http://thepaperplanet.blogspot.com/2008/06/online-banking-saves-trees-and-carbon.html

Reflexive Dialogue and Small Report Free Essays

Setting of the Interview I asked one of my friends to visit me in my place of residence to have some cup of coffee. This friend of mine came also from Saudi Arabia, and went to the university to take graduate courses. After having dinner, I asked him if he was willing to share some of his problems with me. We will write a custom essay sample on Reflexive Dialogue and Small Report or any similar topic only for you Order Now And as a compensation for his â€Å"task†, I offered my friend the chance to read my personal narrative. This is one of the course requirements in this subject. My friend told me some of his problems. For one, he was having a little problem learning English. English for him was a very difficult subject; with clear rules on pronunciation and verb usage. He said: â€Å"English has the most number of words in all the written languages of the world; learning such would be a headache.† I agreed to the assertion of my friend. English is really a complicated language. Not only that spelling and verb-subject agreement should be taken into account, but the whole situational use of, say, an English statement should be clearly presented (to the general audience). He added that he must take the bitter pill of learning English since this is required in the academic world. Communication today in almost any field; in the office, in the academe, took place with the assistance of the English language. The more pressing need to learn English comes from studying abroad. Almost all universities in many Western countries do not use Arabic as a means to transmit academic information. Hence, for him, learning English was an inevitable need. (I did not include his other problems in this report). I then presented my personal narrative to him and asked him to read it. After sometime, my friend finished reading my personal narrative. He was almost speechless upon reading my personal narrative. My personal narrative detailed some of my experiences of culture shock. It was an almost daily account of my activities (although the entries were irregular). Included in my personal narrative were my experiences upon leaving the Sydney airport to studying in the university (I gave the details of some accounts in the problem-posing vignette section). Included also in the personal narratives were my personal feelings towards the events, the participants, and the general values or beliefs in question. I asked my friend for his personal opinions of, or reactions to my personal narrative. He said that he also experienced events that could be classified as culture shock. Added to that, my friend stated that in the beginning, he was not very sure of the appropriate term for such experiences. Only upon reading my personal narrative did he know that they were part of a phenomenon called culture shock. He said that my personal narrative might give him some advice on how to handle culture shock. Here are some of the excerpts of the dialogue (translated from Arabic). The first part is a discussion of my experiences of culture shock. Friend: So culture shock is the right term for such things. When I left the airport, I really did notice that people like to walk in the street which is not a common sight in our country. It was embarrassing in the first instance but in due time I found it to be a common practice here. Omeir: I was also embarrassed but when I began to ask my classmates why people usually walk in the streets, I was somehow enlightened. In the case of Australia, for example, walking is simply an expression of either friendship or liberty. It is an expression of friendship when a person walks with another person; an expression of liberty when a person exercises his right to privacy. This was an uncommon sight in our country since most people have cars. Friend: What about that instance when you saw that a female professor taught a predominantly male class? This is impossible in Saudi. Omeir: I found it very interesting, although shocking at first glance. It was not very bad as you have said in our previous conversation. Female students in the university are educated as much as their male counterparts. Friend: It seemed that you are beginning to understand the workings of Australian culture. I also understand some aspects of Australian culture like religion, dance, music, etc. This is part of my role as a graduate student studying abroad. In my opinion, they ought to be learned, not for self’s sake but for the sake of respect. Omeir: That is true. Having a right attitude towards a foreign culture is a must when studying abroad. Understanding the dynamics of an alien culture, though horrifying or embarrassing in many instances, should be viewed with an unbiased eye. This is the primary and first rule of culture respect. Friend: Personally, I am still bothered by cultural practices here in Australia. What is your personal reaction?   Omeir: After some time, through constant communication with the students of the university, I found those practices to be not embarrassing anymore. Although it is far from acceptance, that is, participation in the cultural activities itself, it gave me an avenue to view things from the perspective of those who are members of that particular culture. I remembered that in my undergraduate years, there was a term to describe this phenomenon. Well it’s unimportant. The second set of excerpts is about the resolution phase of the problem (how we went about researching and responding to the problem through a thorough self-study). Here are some of the excerpts of the conversation. Omeir: One of my subjects introduced to me a method for assessing my problems, in this case about culture shock. I was really surprised that personal experiences, guided with some research materials can really result to clear grounded knowledge. Friend: How was that so? Omeir: Well, experiences serve as the grounding point of all theoretical problems in a field of subject for example. In my case, when I analyzed many of my experiences, I found out that there are methods or techniques that can be used to reduce it. It was not only first hand knowledge, it was knowledge applied. Academic journals related to my inquiry were very useful. Friend: You mean that those personal experiences were transformed into a problem. And that these problems were put in a table of inquiry. And that based from this inquiry, you were able to learn some methods to reduce that problem (culture shock). Omeir: Precisely, I have learned that constant interaction with other people who came from different cultural settings is a plus in absorbing culture shock. Nonetheless, because interaction is mostly done in conversations, I am forced to learn some of the appropriate gestures and idioms to use. In such way, I am able to communicate and express my concerns to my foreign friends. I also researched some of the strategies for reducing culture shock. I intend to share it with some of my friends who are currently experiencing culture shock. Friend: I have learned many things from this conversation. I will follow your advice with regard to managing culture shocks†¦ Reflective Response to the Dialogue Note that in the first lines of the script, I established the fact that both my friend and I are located in the same cultural setting (Saudi Arabia). The experience which I described to my friend served as a stimulating factor to enable him to judge the validity of my experience; through his own personal experiences. The next dialogue was about the nature of Australian culture (or culture in general). This dialogue cleared some of the misconceptions of culture. Added to that, it was also implicitly stated that culture shock is a natural response of graduate students working abroad. This usually helps the interviewee erase his earlier conceptions of Australian culture. Exposure and discussion shed light to some of the most puzzling things about Australian culture (it is natural for a foreigner to be puzzled to a foreign culture). The second part of the interview is the resolution phase of the problem. Here I shared some of the ways to reduce culture shock (culture shock management). I also introduced problem-posing vignette as a preliminary method in assessing personal experiences which can be theoretically substantial. Conclusion Based from the rigors of personal experiences, I was able to communicate to my friend the basic steps in problem or inquiry formation. Because problems in the academe are usually theoretical in nature (form), there is a tendency for personal experiences to be treated as personal biases. In this task, I was not only able to give some advice on how to manage culture shock (culture shock reduction) – this is a form of help to a friend who really want to reduce the effects of culture shock (as I had indicated in the question of the problem-posing vignette section), I was also able to give my friend a systematic method in analyzing problem-posing vignettes.   Added to that, I was able to learn that problem-posing vignettes can be a useful tool in transforming personal experiences into theoretically sound propositions. References Bochner, S. (Ed.). 1981.   The mediating person:   Bridges between cultures. Cambridge, Mass.: Schenkman. Jacobs, Katrina. 2007. Culture Shock (Strategies for Managing Culture Shock). NY: MacMillan Publishing House. Milton, Thomas J. 1997. Understanding Culture Shock. Virginia:   Foreign Area Officer Association. How to cite Reflexive Dialogue and Small Report, Essay examples

Seafarers Contribution to the Economic Growth of the Philippines Essay Sample free essay sample

The function of a yaya in today’s universe is a great trade different. Mothers’ today maintain the ultimate authorization and control over how their kids are cared for by the nursemaid. Modern populating requires long hours of societal activities of parents or defenders which are the grounds for the demand of the services offered by nursemaids to look after their child/children and to make some related family direction. The demand for this service increases due to modernisation. As we all know life is feverish. fast paced. merriment and perpetually altering. Every household is different and has their ain alone set of demands and wants. This survey will demo that there is a demand for geting yayas service that can be helpful to the specific market. Background of the survey Family assistants have become indispensable portion of about every portion of about every upper category places or even in-between category places whose leads have adequate income to use Plutos. Traditionally. nursemaids were retainers in big families and reported straight to the lady of the house. Today. modern nursemaids. like other domestic workers. may populate in or out of the house depending on their fortunes and those of their employers. Professional nursemaids are normally certified in cardiorespiratory resuscitation. qualified in first assistance. and have a grade or extended preparation in kid development. There are many employment bureaus that specialize in child care and online services that aid in happening available nursemaids. In the 19th and early twentieth century. the place was normally known as a â€Å"nurse† . and was. as for many child care occupations. constantly female. In a great house the nurse was a more senior member of the family staff and ran her ain sphere. a suite of suites called the babys room. supported by at least one helper. known as a nanny ( or nursery amah ) . Because of their deep engagement in raising the kids of the household. nursemaids were frequently remembered with great fondness and treated more kindly than the junior retainers. Nannies may hold remained in the employment of the same blue household for old ages. looking after consecutive coevalss of kids. In 2012 in the Filipino scene. an estimated 866. 000 comprised the informal subdivision of the labour force. a bulk of which were aged 15 old ages old. and some from far flung states. Name of the Proposed Business Handy Yaya Agency The name suggests an bureau that offers effectual and efficient yaya. Handy means being various. helpful and practical that makes it attractive and catchy on the portion of our clients from the lower category up to the in-between category. Giving an accent to the standards criterions of the service we provide to our client. Handy Yaya Agency is a concern that is non much different to any other family bureaus you see at the busy streets of Metro- it’s merely that it is specializes in taking attention of kids and related family jobs. History of the Undertaking We come up to this undertaking because of the current tendency of holding a Law pertaining to the Nannies refering to their rights to hold an equal intervention as to the other workers holding a minimal wage which is â€Å"Republic Act No. 10361 AN ACT INSTITUTING POLICIES FOR THE PROTECTION AND WELFARE OF DOMESTIC WORKERS† besides known as â€Å"Batas Kasambahay† even though they’re non that educated but skilled in the field they chose. We are inspired to hold a survey on this sort of concern because of the recommendation of our darling Dr. Lily Mendoza giving rise to our involvement to this sort of field of concern. We tend to utilize the term â€Å"Nanny or Yaya in Filipino Term† for person who can be left in exclusive charge of kids for a given length of clip during the twenty-four hours. or all twenty-four hours. Nanny/Yaya is person who provides attention for your kid inside or outside of your place. Nannies were present in the families of the European colonial imperiums throughout the universe. In affluent households. it was non uncommon for a nursemaid to remain with one household for the full length of her calling. She would care for the subsequent coevalss of kids that were born into the household. Often. she would care for the kids of the kids that she originally cared for when she began working for the household. For the kids of these households. the nursemaid was considered to be a darling member of the household. In clip nursemaids can merely be afford by Class A households but as the clip goes by due to some alterations in societal and environmental factors in-between category households besides created demand for nanny. Nannies have been flexible of the alterations that they besides seek chances non merely to the category A households but besides to the in-between category. Nanny bureaus are the modern reply for parents looking for a Sitter for a assortment of grounds. In the yesteryear. they relied on vicinity adolescents or household members. However. in today’s modern family. where both parents normally work full-time occupations. Sitters are needed for more than merely a Saturday dark flushing out. They are called during yearss of ill attention. doctor’s assignments. after-school attention. and any other vacation or twenty-four hours where the parents has something of import to make and necessitate a reliable. experient individual to care for their kids. Therefore. the coming of the baby sitting bureau. Agencies are normally bonded and insured. and supply experient kid attention professionals to care for the kids of their clients. It can be a really successful. profitable venture. provided it’s done right. In the last several old ages. a batch of intelligence have been broadcasted refering to several instances of kid maltreatment made by their family keepers. therefore a thorough choice of bureau must be done. There is still room in today’s society for the function of the nursemaid. As more adult females are working outside of the place than of all time before. holding a nursemaid in the place to help in the attention of the kids is still greatly needed by many households. The tradition of the nursemaid will no uncertainty go on into the hereafter as there is ever a demand for high quality suppliers for the attention of our kids. Needs Giving Rise to the Undertaking Project Rationale A undertaking principle on the Handy Yaya Agency project states that it is a undertaking under observation. It involves 5 shareholders and the undertaking is geared to construct a new family bureau which specializes in taking attention of kids. The Handy Yaya Agency focal point is on the quality of yaya they will deploy to valued clients. The organisation will guarantee that all of the selected appliers are equipped with intensive preparations. orientations and important background cheque to vouch client that their child/children is on the better manus. The concern came approximately because as we viewed the societal alterations. it creates demand in portion of busy parents. And to talk with societal alterations. offenses now are at high hazard so in portion of the defenders it will non be practical to set their kids in the weaponries of not-so known persons. What they truly need is to hold person that is trust-worthy and effectual to look after their darling child/children and this is what the undertaking is looking to turn to. Undertaking Vision To go the leader in supplying first-class nanny services and to provide good equipt nursemaids in Metro Manila and other parts in the Philippines. Undertaking Mission Our mission is to supply quality economical and trusty yaya in Metro Manila that have first-class ability in taking good attention of kids and making family jobs that promotes client satisfaction. Shelter – represents the safety it can supply. and its dependence. Goal – to assist or back up defenders that parents may non prolong or supply to their siblings. now it’s our duty to take charge in order to advance love and attention to every kid that blooms. Undertaking Logo The Nanny and the Stroller– represents the merchandise we deploy transporting saunterer that signifies its mobility. attention and comfort a nursemaid can give to her clients. The yaya inside the house represents the merchandise we deploy transporting saunterer that signifies its mobility. attention and comfort a yaya can give to her clients. The outer bed of our logo represents the safety it can supply. and its dependence which is the shelter. To work even the clients give her minimal supervising. we can vouch she can make the occupation good. Furthermore the construction signifies the security which we feel every clip we are on it. The end of our company is to assist or back up defenders that parents may non prolong or supply to their siblings. now it’s our duty to take charge in order to advance love and attention to every kid that blooms. Area Profile This feasibleness survey was conducted to find how and where to set up a profitable enlisting bureau. This survey provides an information about the background of the survey. its status to the market. the propose budget and its importance to the economic system of the Republic of the Philippines. The mark market of the undertaking is at Holy Spirit Drive. Don Antonio Heights. Quezon City. The advocates gather information sing to historical demand and supply of the possible mark of the concern. This information we gathered shall be used as our footing on projecting demand and supply. Scope and Restriction In this survey. the advocates are looking for the effectivity and set uping a concern ( particularly in Commonwealth Avenue ) that will supply people with the new specialised bureau meant merely for their satisfaction. In this survey. the advocates will besides undertake the importance of cognizing the demand of the people by services in the country. The range in this undertaking that needs to be analyzed for us to acquire every inside informations of information. factors that may impact the operation of the concern in many ways are as follows: * The range of the survey chiefly focuses on people populating in and around of the Holy Spirit Drive. Don Antonio Heights. Quezon City. * This survey was carefully analyzed and organized to come up with a clear. complete and economical survey as the advocates sing now. parents are prepared to exchange to our specialised bureau because they will happen it more convenient and secure to help of our services offered. The more it pleases and benefits people the longer the concern will go on to run. Chapter IIMANAGEMENT ASPECT This chapter includes the organisation and direction facets. It will fall chiefly on the undermentioned: signifier of ownership. capitalisation. organisational chart. responsibilities and duties and occupation making of General Manager and other directors such as HRD Head. Finance Head. Selling and Operation Head. It besides discusses the authorities mandated benefits and the wages and other benefits of employees. The repast and remainder period. work clip and vacation patterns and the Department of Labor and Employment Policies and Organizational Policies are besides included in this chapter. Aims * To supply a great work environment and be a beacon of unity for the clients. * To administer high quality labour force in order to prolong good unity to our clients. * To advance a harmonious relationship between and among the employees and employer and to its clients. * To place and specify the general regulations and ordinances and company policies. Type of Ownership Handy Yaya is a general partnership which consists of four ( 4 ) spouses. Any determination affecting the concern shall be made with the consent of the spouses. We preferred to utilize partnership due to the undermentioned grounds* Unlimited liability* Mutual engagement in net income* Legal entity* Co-ownership of contributed plus Each of the group will be a capitalist-industrial spouse where in each will lend money belongings every bit good as work. accomplishments and industry to the capital of the partnership. Advantages of Partnership * It could be easy established as individual proprietary. * There are more individuals to carry on the concern and to manage its jobs. * A partnership has entree to greater or better recognition installations. * The combined abilities. accomplishments. and resources of spouses are great beginning of strength. * Retention of valuable of employees is ensured. Disadvantages of Partnership* Limitation in size* Lack of continuity* Easy disintegration* Unlimited liability of the spouses* Disagreements between spouses frequently lead to detain and troubles which could jeopardize the concern house. CapitalizationHandy Yaya AgencyGeneral Partnership|Name of Partners| Amount Investment in peso |Bugarin. Nestor Jr. | Php 200. 000|Cabillon. Marvin | Php 200. 000|Niverba. Emmanuel| Php 200. 000|Rellores. Kurt Alean| Php 200. 000|TOTAL| Php 800. 000| A general partnership is composed of two or more general spouses who find and portion money. belongings or industry to come up with the equity suffice the operation of the concern. Spouses should be responsible plenty for dispatching of any determination or action of the concern. Indicated below are the names. the functions of each spouse and their parts. Organizational Chart It is a diagram that shows the construction of an organisation and the relationships and comparative ranks of its parts and positions/jobs. Organizational chart defines to character of an organisation: how it thinks and how it will respond. As a concern grows. employee duties detach from specific people. and are alternatively. assigned to specific places or sections irrespective of who holds that occupation. The relationship between all these different places. their sections and the hierarchal direction construction make up the organization’s construction. General Manager LawyerAdviserCertified public accountantAdviser FinanceDepartment Human ResourceDepartmentOperation A ; SellingDepartment Training SpecialistMessenger Job Description and Job SpecificationIn this organisation. the spouses will besides hold their portion of jobs like assisting or helping their forces. POSITION| DUTIES AND RESPONSIBILITIES| QUALIFICATION|General Manager| – Anticipates the work force demands of the organisation. Responsible for keeping harmonious relationship between section caputs. In-charge of showing and selecting of appliers. – Leads and direct the staff to run into the company’s end. | – Male or Female. 25 and up but non more than 45 old ages old – must hold a grade in Business Administration or any direction class. – Should hold a lower limit of five old ages of experience in concern direction. planning and fiscal inadvertence. – Demonstrated ability to work in a proactively diverse and inclusive organisation. – Excellent. proved interpersonal. verbal and written communications accomplishments. – Effective job – work outing and mediation accomplishments. Demonstrated ability to portion accomplishments and cognition with others. | Finance Head| – Maintain a documented system of accounting policies and ordinances. -Forecast hard currency flow places. related adoption demands. and available financess for investing. – Ensure that sufficient financess are available to run into on-going operational and capital investing demands. -Maintain good banking relationships. Aid in finding the company’s proper capital construction. – Manage the readying of the company’s budget. Report to direction on discrepancies from established budget. and the grounds for those discrepancies. – Manage the capital budgeting procedure. based on restraint analysis and discounted hard currency flow analysis. Interpret company’s fiscal consequences to direction and urge betterment activities| – Male and Female non more than 45 old ages old. – Must have a Bachelor’s Degree in Finance or Accounting related class. – With concern experienced and lower limit of 10 old ages of increasingly responsible in a major company or division of a big corporation. – Excellent Communication accomplishments both unwritten and written. Should hold an outstanding cognition of electronic spreadsheets. | Human Resource Head| – nowadayss challenges to tactically manage the human resource tools and assist the house attract talented people for the needed occupations. – Provide support to supervisors and staff to develop the accomplishments and capablenesss of staff. – Monitor staff public presentation and attending activities. Coordinate staff enlisting and choice procedure in order to guarantee a timely organized and comprehensive process is used to engage staff. – Provide information and aid to staff. supervisors and council in human resource and work related issues. – Employee motive and public presentation assessment. Salary and Payroll Negotiations. Employee Satisfaction and Feedback| – Male or Female. 25 and up but non more than 45 old ages old. – A alumnus degree grade in Labour Laws. Psychology. Human Resources. and Industrial Laws or any concern and direction related classs. – Excellent communications accomplishments both unwritten and written. With at least 5 years’ experience in human resource direction and development. – Must be good in induction and dialogue accomplishment. – Strong presentation abilities. – Ability to believe out of the box. Can make up ones mind efficaciously and expeditiously. – Demonstrate sound work ethics| Operation and Marketing Head| – The caput of selling grips publicities of a company and its trade name. incorporate schemes to assist sell merchandises and services. utilizing everything from artworks to catchy phrases to particular trades to acquire the general populace interested. – Understanding about their market and competitors’ merchandises and services and has a good concern sense. | – Male or Female non more than 45 old ages. – Must have a Bachelor’s Degree in Business Administration. in Marketing Management and or any direction related classs. – Must have a lower limit of 5 old ages in selling and concern industries. – Must be good in Microsoft office plans. must hold a good background in advertisement. -Good communications accomplishments. both composing and verbally. Good dialogue accomplishments and strength. | Book Keeper| – Creates fiscal minutess and creates fiscal studies from that information. – Includes posting information to accounting diaries or accounting package from such beginning paperss as bills to clients. hard currency grosss. and supplier bills. – reconciles and balance histories to guarantee their truth. | – Must have associate’s grade in accounting or concern disposal. or tantamount concern experience. every bit good as cognition of clerking and by and large accepted accounting rules. – With 2 or more old ages occupation experience in field of accounting| Messenger| – communicates and co-ordinates with SSS. PhilHealth. and other insurance benefit. – Responsible for guaranting communicating and cooperation between two or more entities by functioning as an official go-between between top-ranking functionaries of each organisation. | – With non less than 3 occupation years’ experience. Responsible for keeping harmonious relationship between other organization| Trainor| – Evaluate preparation stuffs prepared by teachers. such as lineations. text. and press releases. – Coordinate. agenda and behavior concern and proficient preparation for new hires and current employees. – Organize and develop. or obtain. developing process manuals and ushers and class stuffs such as press releases and ocular stuffs. -Produce preparation stuffs for in-house classs as appropriate. Amend and revision stuffs as necessary. in order to accommodate to alterations that occur. Facilitate the executing of all preparation programs and sporadically. measure preparation effectivity. | – Must have a Human Resource development Degree holder. – With non less than 2 old ages occupation experience. – Strong communications and presentation accomplishments. organisational accomplishments. – Analytic accomplishments to reexamine new procedures and derive possible impact to plan. – Able to work a flexible agenda to include drawn-out eventide and weekend hours as needed on a limited footing. Ability to work in a squad environment every bit good as autonomously and stand for long periods of clip while presenting schoolroom preparation. | CPA Consultant| -Performs accounting undertakings for persons or companies. -Handles fiscal records. revenue enhancements and duty for the issue of fiscal studies. -Kept the legers organized to measure the fiscal wellness of a company. -Specialize in a peculiar field such as audits. book maintaining and revenue enhancements. -Interact with internal and external hearers in finishing audits. -Monitor and reappraisal budget and expenditures for local. province. private support contracts. -Resolve accounting disagreements. | – Male or Female. 25 and up but non more than 45 old ages old -Most sooner a Certified Public Accountant. -With at least 1 twelvemonth experience in the related field.-Must be a computing machine literate.-Can work under force per unit area.-Must be extremely analytical and critical.-Can work under minimum supervising. | Lawyer Consultant| – Advise their clients or employers on their legal rights and duties. As advocators. they may stand for companies in both condemnable and civil tribunal instances. -May besides work in-house as full-time employees of one company. Whether functioning as in-house or outside advocates. corporate attorneies are hired to maintain companies out of problem by expecting and assisting to besiege jobs. -They besides maintain their clients up to day of the month on new concern Torahs and ordinances. -Provides advice on labour dealingss. employee contracts. revenue enhancement issues. and suits against the corporation. employee hurt. patents. and contracts with providers of natural stuffs. | – Male or Female. 25 and up but non more than 45 old ages old – University grade Graduated in Law – A lower limit of 2 old ages experience A ; a upper limit of 4 old ages experience in corporate legal work/contract jurisprudence ; International professional experience and/or a procurance background would be an advantage -Strong dialogue and organisational accomplishments -Excellent interpersonal. communicating and networking accomplishments – Demonstrated and natural ability to work collaboratively across jurisdictional. functional and cultural boundaries -Proactive confident attack and a self-starter -Fluency in English ( written and verbal ) is a must-Specialize in corporate jurisprudence should besides take relevant electives. such as creditors’ rights. trade ordinances. commercial minutess. and test protagonism. | Government Mandated BenefitsSocial Security System The Social Security Program provides a bundle of benefits in the event of decease. disablement. illness. pregnancy and old age. Basically. the SSS provides for a replacing of income lost on history of the aforesaid eventualities. Harmonizing to Republic Act 1161. as amended by RA 8282. a private employee. whether lasting. or impermanent or probationary ; A family assisting gaining P 1. 000. 00 a month is capable to mandatory coverage get downing September 1. 1993. PhilHealth The province wellness insurance plan was designed to assist people pay for health care services under the National Health Insurance Act of 1995 ( Republic Act No. 7875 ) . the Filipino Health Insurance Corporation or PhilHealth is a authorities corporation entrusted with the disposal of the National Health Insurance Program ( NHIP ) . once known as Medicare. HDMF ( Pag-ibig ) The employer ( s ) is required to lend per month non less than P100. 00 to the employee’s Home Development and Mutual Fund. In conformity to the periodic remittal agenda provided by HDMF. the employer ( s ) will remit this part. in add-on to that of the employee’s. which is to be deducted from his/her paysheet. Wages and Other Fringe Benefits a. Regular Wage Employees are paid twice a month. Based salary scopes are based on occupation categorization. New employees may be considered for assignment above the lower limit of the salary scope if they meet specific demands for exceeding preparation and experience. Employees are besides eligible for salary and salary scope accommodations authorized by the legislative assembly. B. Overtime Wage All employees required to work beyond eight hours in one working day are entitled to overtime wage. The footing of overtime wage is found in Article 87 of the Labor Code. Overtime wage is the extra compensation collectible to employee for services or work rendered beyond the normal eight hours of work. It is computed by multiplying the overtime rate with the figure of hours in surplus of the regular eight hours of work. c. 13TH Month Wage The 13th month wage is a legal duty of every employer in the Philippines under Presidential Decree 851. The minimal thirteenth month wage required by jurisprudence shall non be less than one-twelfth ( 1/12 ) of the entire basic wage earned by an employee within a calendar twelvemonth. Basic salary refers to the basic monthly wage. d. Service Incentive Leave The construct of this is applied to every employee who has rendered at least( 1 ) twelvemonth of service uninterrupted or broken. is entitled to an one-year service incentive leave of five ( 5 ) yearss with wage which can be seen in Art. 95. Labor Code. e. Meal and Rest Period Harmonizing to Article 83 of the Labor Code of the Philippines. employees are entitled to one ( 1 ) hr interruption for repasts on an eight-hour work twenty-four hours. Employees are besides entitled to adequate remainder periods in the forenoon and afternoon. of short continuances. that will be counted as hours worked. These remainder periods usually last for 15 proceedingss and can be used by employees as java or bite interruptions. f. Work clip and Holiday Practices1. Working AgendaHANDY YAYA AGENCYWorking Schedule|Monday to Friday8:00AM – 5:00PM ; 7:00AM – 4:00PM ; 9:00AM – 6:00PM| All managerial degrees ; staff degrees and lower direction degree. | Saturday and Sunday ( REST DAY ) | ALL OFFICE STAFF| 2. Table for Working HolidaysREGULAR HOLIDAYS IN THE PHILIPPINES|New Year’s Day| January 1|Maundy Thursday| Movable date|Good Friday| Movable date|Eid ul-Fitr| Movable date|Araw ng Kagitingan| April 9|Labor Day| May 1|Independence Day| June 12|National Heroes Day| August 25|Bonifacio Day| November 30|Christmas Day| December 25|Rizal Day| December 30| Organizational PoliciesPolicies are ordinance or protocol regulating a process in a peculiarcountry. These are the basic steps for action. Policies dictate what is and what is non permitted within the concern. These are wide and general ushers for action. which contain or direct nonsubjective attainment. The undermentioned are set of policies for an efficient and effectual direction: A. Work Agenda Regular work agenda and remainder periods shall be provided to the employees to expeditiously and adequately adult male the work country. It shall be the manager’s duty to schedule decently implement the work agenda and remainder twenty-four hours of the staff. B. Absences Absence is the inability of an employee to describe for work on his/her regular on the job twenty-four hours. Absence can be considered authorise if the ground is valid and justifiable. An unauthorised absence shall be meted with disciplinary countenance after due procedure has been awarded to employees. C. Overtime Overtime work is work performed beyond the regular eight ( 8 ) working hours for which an employee is paid an extra 25 per centum ( 25 % ) of his/her regular basic wage. D. AuthoritySuperiors expect regard and obeisance from their subsidiaries. E. Honesty and IntegrityThe company shall non digest any signifier of dishonesty. fraudulence or fraud. F. Social Norms and Ethical motivesEmployees shall non execute inhumane activities that will impact company’s repute and credibleness. They are expected to be good citizens during and after working hours. G. Payday:15th and 30th twenty-four hours of the month H. Bookkeeping and AccountingThe company shall see to it that all minutess of the concern will be recorded in the registered books of histories. I. Working HoursEvery employee required to work for eight hours. Rendering overtime of the employee will be decently paid. Management shall implement the necessary working hours and switching in the on the job agenda of the employees. Agenda of break clip must be followed purely. Chapter IIISelling Aspect The market survey is the most critical portion of every feasibleness survey. It serves as the lifeblood of this undertaking paper. The focal point of a undertaking survey is the profitableness and the demand of the merchandise or service. It is imperative that the market survey must be given first consideration. Market survey is the chief and primary key for success of every concern. It serves as a major footing in finding the profitableness of a certain concern entity for it is a survey of supply and demand. It is the preliminary measure and the life giving facet of the survey because fundamentally it identifies the ingestion and productiveness of the market. Aim * To explicate an effectual yet efficient scheme that needs to be undertaken in the conceptualisation procedure of the concern. * To happen appropriate location for the said nature of the concern. * To strategize different attacks in deployment and recruitment procedure of our concern. * To develop a competitory publicity procedure to prolong the demand of caliber workers to the clients. * To scan the external and internal environment/ factors that needs to be considered in seting up a concern. Historical Demand AND SUPPLY Part I. Demographic and Psychographic Profile of the Respondents A. Market Description The advocates chose country of Holy Spirit Drive ( Don Antonio Heights ) . This is a placed frequented by the mark clients who are looking for yayas. With careless the selected locations of the proposed concern. people around the locality could easy ask and avail the service for it’s a common demand.