The United Arab Emirates

The United Arab Emirates Contents Introduction Brief history Rank on human development index Type of government and economic system Economy Health care Statistics Education Family life Social issues Equality Conclusion Works Cited UNITED ARAB EMARITES Introduction This paper deals with the overview of economic, social, governmental and political arrangements in United Arab Emirates. UAE is a steady, exceedingly developed authoritarian system by means of a contemporary financial system. Tourist facilities are extensively on hand. UAE a country that shows us even all the way through hard times, even a great combat, could stand up from the ashes and be one of supreme countries in the human race. (Walsh, 2008) Brief history The United Arab Emirates (UAE) is a federation of total of seven emirates came into being on 2 December 1971, in the company of the seventh member, Ras al-Khaimah, coming in early 1972. Ever since that time, on the other hand, the UAE has developed as a federal unit, by means of the result that the so-called try out of unification in the present day symbolizes the lone flourishing effort at federation inside the Arab world. (Romano, 2004) Rank on human development index Backed by the progressive financial program built around monetary liberalization, diversification and development in the position of the private division, the UAE has moved up 23 positions in the United Nation Human Development Index ever since 1980, at present standing in 32nd position in the class of extremely high human development Type of government and economic system The UAE’s governmental system persists to be defined by the conventional patriarchal method of leadership shared with political devotions prearranged around the country’s a variety of ethnic elements. Authoritarian type of government is present here. On the national level, the Supreme Council, counts in the monarchs of each of the seven emirates, is the top executive and governmental authority, â€Å"exercising supreme control upon the affairs of the Union in general† Economy The most recent value for GNI per capita, Atlas method (current US$) in UAE was 40,760 as of 2012. Since 10 years, the rate for this indicator has varied between 45,630 in 2008 and 33,070 in 2002. The per capita GNP for the UAE is recorded as 112 billion dollars. (Zaman, 2011) Health care Health is a significant subdivision of any country and it is the responsibility of the government to make available the superlative health care facilities to the populace of the state. It is the accountability of the government to present the population by means of the best possible health check facilities. The major aim of any administration is to make sure the interests and well being of the natives. It is one of the most important rights of any human being that he is supposed to encompass the entrance to the fundamental medicinal facilities. When citizens talk on the subject matter of healthiness, they do not converse about a healthy body on the other hand health means robustness of brains which can never be accomplished if the body is not healthy enough in order to perform the responsibilities and the additional everyday tasks. Health is not a personal matter, but instead healthy human being means a healthy measurement of any population. No state can continue to exist devoid of i ts people fit in every sense that counts in the physical and mental well being of nation. It’s the citizens who construct or damage the states. For a fit and progressive country, a strong and fit nation is as obligatory similar to that of the oxygen is for the existence. Following stats show the health care system and expenditures in UA E Statistics Education The UAE offers wide-ranging education to each and every one (male and female students), from play school to university, with schooling for the country’s citizens given that at no cost at all classes. The UAE steadily enlarged its budgetary allotment for both basic and higher teaching levels. AED 9.7 billion or 23% of the entire federal funds was given to the Ministry of Education in 2012 Family life If inhabitants of UAE are to choose between family or work they probably chose family. This shows the clear inclination of the Emiratis people towards family. For them spending quality time with the family is more of a blessing and it is the basic priority in their way of living. Studies show that flexible connection between the family and the work cam lead one to the path of prosperity and success. Those who do not care about the responsibilities of their family unit they suffer ion their private lives and personal relations. A strong family bonding is seen in their families. Number of children may vary from 4 10 6 and concept of re marrying is common in them. Social issues Some of the social issues may count in corruption, adoption of westernization, unequal rights of female, bonded labor and obsession of teen towards modern technology with the passage of time. However well built policies and laws are formulated and implemented to avoid the further consequences of these issues. (Hurreiz, 2002) Equality As per the Article 14 of the constitution specially assures â€Å"equality for all before the law, without distinction between citizens on the basis of race, nationality, religion or social status,† still there do exist an unsaid and undefined criterion by which national or spiritual minorities are deprived of aspects of their civil rights as populace of the country. As UAE is a diverse place for a lot of indigenous people, government is trying to preserve the rights of incoming people by providing equal opportunities on all level. (Ibrahim Abed, 2001) Conclusion I would like to sum up my report with the learning that UAE being the federation of all seven emirates, is flourishing well in terms of economy, education and trade while the country requires to work on human rights and eradication of social problems. Works Cited Hurreiz, S. H. (2002). Folklore and Folklife in the United Arab Emirates. Psychology Press. Ibrahim Abed, P. H. (2001). United Arab Emirates: A New Perspective. Trident Press Ltd,. Romano, A. (2004). A Historical Atlas of the United Arab Emirates. The Rosen Publishing Group. Walsh, J. (2008). UAE. Kuperard. Zaman, N. U. (2011). Uae and Globalization Attracting Foreign Investments. GRIN Verlag.

Historical Perspectives in Special Education Essay

Autism Spectrum Disorder There are many different definitions for the term special education. An effective definition for special education is that its specialized instruction that students with disabilities are entitled to receive as articulated in IDEA, (Friend, M). There are many different disabilities that can entitle a student to special education. Students are entitled due to learning disorders, mental retardation, physical disabilities, and also disorders such as autism. In this paper I will discuss doctors, schools, and educators that has had made a difference in the life of a student with autism. Born, February 18, 1906, Hans Asperger was an Austrian pediatrician that published the first definition of Asperger’s Syndrome in 1944. Asperger did a study on four boys and acknowledged a pattern of behavior and abilities that he called â€Å"autistic psychopathy†. The word autistic means self and psychopathy means personality disease. According to Asperger, the pattern included a lack of empathy, little ability to form friendships, one-sided conversations, intense abruptions in a special interest, and clumsy movements. Children with Asperger’s Syndrome had the ability to discuss their favorite subject in great detail and for that reason Asperger often called them â€Å"little professors†. Asperger passed away October 21, 1980, before the identification of this pattern of behavior became widely recognized. Today, technology plays a major role in the life of a student with ASD such as the software Mind Reading, which helps them cope with the disorder ASD and learn different skills daily. Mind Reading is a software that covers the entire spectrum of emotions, and is suitable for the ages of 5 through adult hood. Using the software can help a student explore over 412 emotions, allowing them to hear the emotions by six different people. Mind Reading also provides context, there are 2472 faces, voices, and stories about emotions. Mind Reading is inexpensive for its value. Parents can purchase Mind Reading for $129 for the DVD that contains the emotions library module, games zone, and learning center modules. This DVD can also be run on computers. There is a more expensive software starting at $499 that would be used for classrooms. This device is the DVD with Site License. This package contains 4CDROM disks that are used to install the product directly to the hardware. Mind Reading software can be helpful to a student with ASD in a classroom, by helping them learn their emotions and how to cope with them. This software allowing them to hear so many voices, see so many faces, and hear many different stories gives them the knowledge that they are not the only one’s feeling those different emotions. Aside from the Mind Reading software, there are also different institutions that are helpful to students with ASD and tend to their emotions. There are places such as the New England Center for Children that’s available to students with ASD. NECC has twenty-five years of practical experience. Located in Massachusetts, it is accessible to students with ASD from all over. NECC has a commitment to respectfully provide high quality educational services, and to help each student to reach his or her individual potential and to lead a productive and independent a life as possible. NECC offers several services such as academic, speech and language therapy; development of social and life skills, vocational training, physical education, occupational therapy, family services, outreach services and health care. Independence is strictly emphasized at NECC. There are schools such as Heartspring that serves children with various disabilities as well as schools such as Pacific Autism Center for Education that has residential group homes. Parents may prefer to send their children to a school that serves children with ADS versus an inclusion classroom, because their needs are specifically identified at a school for ASD. Inclusion classrooms are great for social skills but it can cause confusion when it comes to there needs being met. Schools are not the only supporters of ASD; there are also several agencies that serve students with ASD. Bernard Rimland founded the Autism Society of America (ASA) in 1965. ASA is dedicated to increasing public awareness about autism and the day-to-day issues faced by individuals with autism, there families and the professionals they interact with. ASA and its chapters share a common mission of providing information and education as well as research and advocating for programs and services for the autism community. An important service that ASA provides is valuable peer support. Peer support is valuable because it brings together parents and families who are dealing with the same emotions as the others; rather they are joyful or painful. Overall, I believe that if Hans Asperger was still alive today he would be actively involved in the different organizations and agencies providing services for students with ASD. The study that Hans Asperger did has increased in knowledge and if he was still alive today he would have contributed to the study done and correct the assumptions done by society. If Hans Asperger could send a message to me a future professor, it would probably say to be patient with the students with ASD and to take the time to try and understand them. Hans story has inspired me as a future teacher because he watched two young children and noticed something different in them. With what he noticed he did a study and found interesting facts that nobody else ever noticed. That alone has been an inspiration, and a note to me to watch your students and notices there differences it could have a special meaning behind it. Works Cited ASA, The Voice of America. (2004). Chapter Descriptions. Retrieved March 20, 2006 from http://www.autism-society.org/site/PageServer?pagename=ChapterIntro Autism Coach. (2004). Mind Reading. Retrieved March 20, 2006, from http://autismcoach.com/Mind%20Reading.htm The New England Center for Children. (2001). Programs and Services. Retrieved March 27, 2006, from http://www.necc.org/programs_services/services.asp Wikipedia, the free encyclopedia. (2006). Hans Asperger. Retrieved March 20, 2006, from http://en.wikipedia.org/w/index.php?title=Hans_Asperger&printable=yes

Pornography Should NOT Be Censored - 1986 Words

Introduction For the past 30 years, pornography has been a subject that has divided many North Americans as the topic became increasingly controversial with time. The subject makes for a very significant ethical issue mainly because it’s an issue that has the capability of altering our freedom of expression and because it’s a topic that invokes many conflicting values and competing ideas of right and wrong. Furthermore, pornography is also a major ethical issue because many of those that are against feel as though it infringes on societies’ morals as many believe that â€Å"viewing even mildly explicit pornography leads to an interest in increasingly deviant material† (McNaught and Renneboog). That said, this essay will illustrate why†¦show more content†¦Argument 2: Pornography Has Its Medical and Social Benefits The Meese Report is a legal document that was released July 9th, 1986. It was intended to promote a higher level of restriction towards obscenity laws and to expand on definitions of obscenity (â€Å"The Meese Commission on Pornography†) in order to â€Å"encourage the abolition of sexually explicit materials† (â€Å"The Meese Commission on Pornography†). Even that document acknowledged several areas where the uses of sexually explicit materials have been put towards positive purposes (Strossen 163). For example, â€Å"the treatment of sexual dysfunctions and the diagnosis and treatment of some paraphilias†, or in other words, the addiction of strange sex practices (Strossen 163). Furthermore, many experts, namely doctors, have strong faith in the notion that it can â€Å"improve the sex lives of many couples† (Strossen 163). Evidence of this is through Patti Britton, Ph.D., a board-certified clinical sexologist who states â€Å"[†¦] it is common knowledge in my field that sexually explicit films and videos are often recommended as a mode of treatment for couples or individu als with clinical sexual problems† (Strossen 163). Not to mention that even individuals with no significant sexual problems can easily benefit from pornography to also â€Å"spice up† their sex lives. As a result, many doctors have stated that explicit materials add strength to many relationships, consequently solidifying them (Strossen 164). AsShow MoreRelatedPorn and Censorship15240 Words   |  61 PagesPornography and Censorship Should the government be allowed to legitimately prohibit citizens from publishing or viewing pornography, or would this be an unjustified violation of basic freedoms? Traditionally, liberals defended the freedom of consenting adults to publish and consume pornography in private from moral and religious conservatives who wanted pornography banned for its obscenity, its corrupting impact on consumers and its corrosive effect on traditional family and religious values. ButRead MoreThe Censorship of Art Essay example14698 Words   |  59 Pageshistorical examination of the actions undertaken to censor and control rap and rock music since the founding of the Parents Music Resource Center (PMRC) in 1985. I. SETTING THE STAGE: THE PARENTS, THE SENATE, THE LABEL Concerns over rock ‘n’ roll music have lead to public debate, political and legal actions, and law enforcement activities ever since its invention in 1955 (Jones 1991:75-76; McDonald 1988a:294-302). However, since the formation of the PMRC in 1985, a new, more organizedRead MoreManaging Information Technology (7th Edition)239873 Words   |  960 Pages2002, 1999 Pearson Education, Inc., publishing as Prentice Hall, One Lake Street, Upper Saddle River, New Jersey 07458. All rights reserved. Manufactured in the United States of America. This publication is protected by Copyright, and permission should be obtained from the publisher prior to any prohibited reproduction, storage in a retrieval system, or transmission in any form or by any means, electronic, mechanical, photocopying, recording, or likewise. To obtain permission(s) to use material

Sarbanes Oxley SOX - Effective Governance Essay - 1891 Words

Sarbanes-Oxley: Effective Governance? Introduction On December 2, 2001, less than a month after it admitted accounting errors that inflated earnings by almost $600 million since 1994, the Houston-based energy trading company, Enron Corporation, filed for bankruptcy protection. With $62.8 billion in assets, it became the largest bankruptcy case in U.S. history, dwarfing Texacos filing in 1987 when it had $35.9 billion in assets. The day Enron filed for bankruptcy its stock closed at 72 cents, down from more than $75 less than a year earlier. Many employees lost their life savings and tens of thousands of investors lost billions. Who is to Blame? That is what at least a half-dozen Congressional Committees, the SEC, the U.S. Justice†¦show more content†¦Although the Act applies only to public corporations, its affects undoubtedly trickle over to the entire business and investing environment. Analysts have stated that they have seen a cascading effect, which will continue to cause many privately-owned businesses, governmental, and non-profit entities to be affected through similar regulations and requirements. Major Provisions of Sarbanes-Oxley Some of the major provisions of the Sarbanes-Oxley Act are summarized below with assistance from J. Carlton Collins, CPA, president of ASA Research, LLC. 1. Financial Records – Companies are required to maintain and retain detailed financial records. 2. Work Documentation - it is now a felony with penalties of up to 10 years to willfully fail to maintain all audit or review work papers for at least five years. The U.S. Securities and Exchange Commission will establish a rule covering the retention of audit records, and the U.S. Public Accounting Oversight Board will issue standards that compel auditors to keep other documentation for seven years. 3. Document destruction - destroying documents in a federal or bankruptcy investigation is considered a felony and can carry penalties of up to 20 years in prison. 4. Fraud discovery - the statute of limitations for the discovery of fraud is extended to two years from the date of discovery and five years after the act. Previously it was oneShow MoreRelatedThe Sarbanes Oxley Act ( Sox )1604 Words   |  7 PagesThus, to respond to the public pressure over acts of corporate offense, the Sarbanes-Oxley Act (SOX) was enacted in 2002. SOX proposed major changes to the regulation of corporate governance and financial reporting by improving the accuracy and reliability of company disclosure. This essay will explain the effects of SOX on the financial statement fraud in an organization. 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The Sarbanes Oxley Act has strict reforms to improve fina ncial disclosures from corporations and accounting fraud. The acts goals are designed to ensure that publicly traded corporations document what financial controls they are using and they are certified in doing so. The Sarbanes Oxley Act sets the highest level and most general requirementsRead MoreSarbanes Oxley Memo1410 Words   |  6 Pages August 22, 2005 SUBJECT: Sarbanes-Oxley recommendations As consultants for Ancher Public Trading (APT), Learning Team A would like to discuss the implications of the Sarbanes-Oxley (SOX) legislation. This memorandum provides a brief history of SOX ¡Ã‚ ¦s creation, explains the relationship amongst the FASB, SEC and PCAOB, describes the pros and cons of SOX, assesses the impacts of SOX, and lists ethical considerations of SOX. History of SOX - the Sarbanes-Oxley Act of 2002 is legislation inRead MoreIT Corporate Governance Essays1599 Words   |  7 PagesCorporate governance is the responsibility of an organization’s board of directors (BOD). The internal auditor (IA), the external auditor (EA), and the information technology (IT) auditor all play important roles in the process of corporate governance. By using established frameworks established by the Sarbanes-Oxley Act (SOX), the Integrated Framework from the Committee of Sponsoring Organizations of the Treadway Commission (COSO), and the Control Objectives for Information and related TechnologyRead MoreSarbanes Oxley Act And Its Effect On Businesses1542 Words   |  7 Pagesthe Sarbanes-Oxley Act. In 2002 the Sarbanes-Oxley Act passed by the U.S. Congress to protect shareholders and the general public from accounting errors and fraudulent practices in the enterprise, as well as improve the accuracy of corporate disclosures. With the research I have done I believe that with the act being accepted and pass made a big change for all organizations, large and small. Keywords: U.S Congress, Organizations,Research, Sarbanes-Oxley, Accounting the Sarbanes-OxleyRead MoreThe Sarbanes-Oxley Act of 20021668 Words   |  7 PagesThe Sarbanes-Oxley Act of 2002 The Sarbanes-Oxley Act of 2002 The Act Impact ACC 410, Jackie Lewis, Ph.D. Abstract The Sarbanes-Oxley Act, officially named the â€Å"Public Company Accounting Reform and Investor Protection Act of 2002†, is recognized to be the most noteworthy U.S. federal disclosure and corporate governance legislation since the Securities Act of1933 (the Securities Act) and the Securities Exchange Act of 1934 (the Exchange Act). Furthermore, the provisions of the Act areRead MoreSarbanes Oxley Act1322 Words   |  6 PagesSarbanes-Oxley Act The Sarbanes-Oxley is a U.S. federal law that has generated much controversy, and involved the response to the financial scandals of some large corporations such as Enron, Tyco International, WorldCom and Peregrine Systems. These scandals brought down the public confidence in auditing and accounting firms. The law is named after Senator Paul Sarbanes Democratic Party and GOP Congressman Michael G. Oxley. It was passed by large majorities in both Congress and the Senate and coversRead MoreSarbanes Oxley Act And Its Effect On Market Liquidity1289 Words   |  6 Pagesseller (Abella, 2016). The Sarbanes Oxley Act in 2002 incentivized institutions to keep more accurate and attainable records of business. The Act being based off of the fraudulent activity of several high profile companies (eg. Enron), was put in place to better monitor and record a companies transactions, improve management style, and promote ethically responsible behavior in the workplace (Keneth, 2015). Our main purpo se is to determine whether or not the Sarbanes-Oxley Act had an affect on marketRead MoreRegulatory Compliance Controls1712 Words   |  7 Pagesï » ¿Ashbaugh-Skaife, H., Collins, D. W., Kinney, W. R., and LaFond, R. (2006, rev. 2007) The effect of SOX internal control deficiencies on firm risk and cost of equity. Retreived http://www.wbur.org/news/local/icd/icd.pdf This paper examined the cost-benefit of SOX, looking specifically at the potential for a lower cost of equity as a result of lower information risk. The findings indicate that, after controlling for other risk factors, firms with internal control deficiencies have significantly higher

The Effects of Online Banking Example

Essays on The Effects of Online Banking PowerPoint Presentation ï » ¿The Effects of Online Banking Prologue There has been global awareness that our environment is endangered. All the spheres of human activity have started incorporating measures that would help reduce the pressure on our environment. The corporate world has also been bitten by the bug to preserve mother Earth. The concept of online banking is seen by many as a step towards providing a safer and greener earth to our progeny. The banking sector plays an essential role in any nations economy .Consequently if this sector adopts measures that reduce the negative impact on nature and help preserve environment then the other business are more likely to respond to the global concern regarding the issue of conservation of environment. The Wall Street Journal (May 15, 1998) reports that according to the editor of The On-line Banking Report, between 4.5 and 5 million customers used online banking in May 1998, as compared to 200,000 people who used it in 1995. According to a survey conducted by â€Å"Pew Internet and American Life† in 2004, during past five years online-banking is the highest rising motion on the Internet in United State of America. Among all users of the Internet around 44% are utilizing online banking some way or the other, that is, 53 million (McGann, p 9-13). As the number of people using online banking increases the level of pollution comes down. How is this possible? The ‘online banking effects’ section discusses this in detail. Banking industry through out the corporate world is leading the way for the environmentally conscious people. More and more banks throughout the world are wooing its client to are subscribe to online payments of utility bills .The banks are requesting its client to use online bank statement to keep tract of monetary transaction. Technology Impact on Environment There is a growing awareness that the technology should not negatively affect our environment. The internet boom is contributing very positively to making our planet greener. There is less use of paper and it is also reducing the use of fuel as the people now don’t need to go to banks as often as they needed to do so in the past. Many banks like the Citizen’s Bank of Canada are realizing they were contributing to greenhouse gas emission. It has offered its customers an option of online banking and it reports that its there has been able to cut down its use of paper by 30% .Bank of America also followed the same trajectory and says that there has been a 32% reduction in its paper use (The paper planet, n.p). Apart from the environmental effects, online banking also has a positive impact on the business itself. Among all other latest advancements in technology internet occupies a prominent position and thus has its impact on business also. It is quite predictable that it is going to serve as a main dynamic forcing transformation in the near future (Jayewardene and Foley, p 12-20). Online Banking versus Retail Branch Banking A traditional retail bank provides its services through a vast banking structure in different areas of a country both rural and urban. Such banks are usually large customer based and enjoy presence of high street there is a feeling of safety and brand acceptance among the customers. Though there is a constant interaction with the bank staff, but the general 8 hour operating timings may not suit all. There is a traditional â€Å"sales-oriented† pursued in this system. Whereas, the geographical borders are eliminated by online banking and people can perform their required transactions from anywhere and whenever they want. It has shifted the culture of business to be â€Å"customer-oriented† (The U.S. Online Retail Banking Market, p1).This has led to immediate access to account of the customer and has made it more environment friendly .It is one of the few technological advancement which is cost effective as well as conserves environment. Effects of Online Banking Online banking can effect our environment positively. Below are some of the effects of online banking. i. Online banking can help reduce the paper cost. It has been calculated that almost 53% of American citizens use online banking systems. This means that the country saves up to 2.3 million tons of wood, which was not cut down from the forests in order to make paper. It is a known fact that trees help in the reduction of carbon dioxide from the environment. If every citizen starts using online banking system, then the paper usage will get limited to only schools and some corporations. This will save millions of tress and hundreds of forests from destruction (Environmental leader, n.p) ii. Fuel consumption can be reduced by almost 26 million BTUs. According to Environmental Leader report, this is enough electricity to for the entire city of San Francisco for almost one year. As fuel in a natural resource hence not consuming it wisely will result in fuel crisis in the future. However most importantly, every gallon of fuel burned adds extra pollution in the atmosphere. Therefore adapting online banking will reduce the consumption of fuel and hence reduce toxic air pollution (Environmental leader, n.p) iii. Online banking also reduces toxic wastewater. This waste water can fill up almost 20,000 swimming pools. As the solid waste generation (be it in form of papers etc) is reduced this will result lesser garbage and lesser the garbage trucks have to load. The lesser trucks required and hence again lesser fuel consumed. Moreover, solid waste also adds pollution to the environment. Hence adapting online banking will result in lesser solid waste generation (Environmental leader, n.p) iv. Almost 8.5 million particulates (which act as pollution) will be removed form air. v. Keeping in view the time consumed in traditional banking, the online banking seems to be quite speedy as transactions are usually very quickly approved and completed through it. A number of sophisticated tools are now provided by various sites, comprising portfolio managing programs, account aggregation, rate alerts, and stock quotes to assist the customers in managing their assets more successfully. vi. Further, the customer can use the online banking facility to make electronic payments of bills, make electronic check payments, or transfer money to accounts in other banks. Thus, they are in a position to save some vital resources as under. At present it is a common practice that both spouses work to make both ends meet and thus, are always short of time not only for each other but fir their kids also which may lead to anxiety and stress. By saving traditional banking hours they can spare these for the family vii. Ink usage and other things such as rubber stamps, envelops, ATM cards etc will be reduced. All of these add up in the environmental pollution. Most of these inks contain lead and hence combined all the banks generate a lot of solid toxic lead waste. viii. Apart from all the above effects, online banking will help save a lot of land space which is currently being used by corporate banks. The government can plant trees and make parks in these areas and hence contributing positively to the environment. Works Cited â€Å"Introduction to Internet Banking†. 13 June 2008. http://www.uknetguide.co.uk/Finance/Article48.html Environmental leader (2007). Online banking’s environmental benefits can drive market growth. retrieved June 18. 2008 from: http://www.environmentalleader.com/2007/08/09/study-online-bankings-environmental-benefits-can-drive-market-growth/ Jayewardene, Chanaka. Foley Paul, "Changes in the banking sector: The case of Internet banking in the UK". 13 June 2008. www.emeraldinsight.com/10.1108/10662240010312048 McGann, Robb. â€Å"Online Banking Increased 47 Percent Since 2002†. 2005. 13 June 2008. http://www.clickz.com/showPage.html?page=3481976 â€Å"Paper-Free Service†. 13 June 2008. http://www.halifax.co.uk/aboutonline/paperfree.asp Stewart, Kate. â€Å"Online Banking. 2002. Emerald Publishing Limited. 13 June 2008. http://site.ebrary.com.library.capella.edu/lib/capella/Top?channelName=capellacpage=1docID=10052682f00=textfrm=smp.xhitsPerPage=20layout=documentp00=online+bankingsortBy=scoresortOrder=desc â€Å"The U.S. Online Retail Banking Market†. 2005. 13 June 2008. http://www.packagedfacts.com/sitemap/product.asp?productid=959462 What is online banking†? 13 June 2008. http://www.bankrate.com/brm/olbstep2.asp The paper planet (2008). Online banking saaves trees and carbon emissions- and money. Retrevied June 18, 2008 from: http://thepaperplanet.blogspot.com/2008/06/online-banking-saves-trees-and-carbon.html

Reflexive Dialogue and Small Report Free Essays

Setting of the Interview I asked one of my friends to visit me in my place of residence to have some cup of coffee. This friend of mine came also from Saudi Arabia, and went to the university to take graduate courses. After having dinner, I asked him if he was willing to share some of his problems with me. We will write a custom essay sample on Reflexive Dialogue and Small Report or any similar topic only for you Order Now And as a compensation for his â€Å"task†, I offered my friend the chance to read my personal narrative. This is one of the course requirements in this subject. My friend told me some of his problems. For one, he was having a little problem learning English. English for him was a very difficult subject; with clear rules on pronunciation and verb usage. He said: â€Å"English has the most number of words in all the written languages of the world; learning such would be a headache.† I agreed to the assertion of my friend. English is really a complicated language. Not only that spelling and verb-subject agreement should be taken into account, but the whole situational use of, say, an English statement should be clearly presented (to the general audience). He added that he must take the bitter pill of learning English since this is required in the academic world. Communication today in almost any field; in the office, in the academe, took place with the assistance of the English language. The more pressing need to learn English comes from studying abroad. Almost all universities in many Western countries do not use Arabic as a means to transmit academic information. Hence, for him, learning English was an inevitable need. (I did not include his other problems in this report). I then presented my personal narrative to him and asked him to read it. After sometime, my friend finished reading my personal narrative. He was almost speechless upon reading my personal narrative. My personal narrative detailed some of my experiences of culture shock. It was an almost daily account of my activities (although the entries were irregular). Included in my personal narrative were my experiences upon leaving the Sydney airport to studying in the university (I gave the details of some accounts in the problem-posing vignette section). Included also in the personal narratives were my personal feelings towards the events, the participants, and the general values or beliefs in question. I asked my friend for his personal opinions of, or reactions to my personal narrative. He said that he also experienced events that could be classified as culture shock. Added to that, my friend stated that in the beginning, he was not very sure of the appropriate term for such experiences. Only upon reading my personal narrative did he know that they were part of a phenomenon called culture shock. He said that my personal narrative might give him some advice on how to handle culture shock. Here are some of the excerpts of the dialogue (translated from Arabic). The first part is a discussion of my experiences of culture shock. Friend: So culture shock is the right term for such things. When I left the airport, I really did notice that people like to walk in the street which is not a common sight in our country. It was embarrassing in the first instance but in due time I found it to be a common practice here. Omeir: I was also embarrassed but when I began to ask my classmates why people usually walk in the streets, I was somehow enlightened. In the case of Australia, for example, walking is simply an expression of either friendship or liberty. It is an expression of friendship when a person walks with another person; an expression of liberty when a person exercises his right to privacy. This was an uncommon sight in our country since most people have cars. Friend: What about that instance when you saw that a female professor taught a predominantly male class? This is impossible in Saudi. Omeir: I found it very interesting, although shocking at first glance. It was not very bad as you have said in our previous conversation. Female students in the university are educated as much as their male counterparts. Friend: It seemed that you are beginning to understand the workings of Australian culture. I also understand some aspects of Australian culture like religion, dance, music, etc. This is part of my role as a graduate student studying abroad. In my opinion, they ought to be learned, not for self’s sake but for the sake of respect. Omeir: That is true. Having a right attitude towards a foreign culture is a must when studying abroad. Understanding the dynamics of an alien culture, though horrifying or embarrassing in many instances, should be viewed with an unbiased eye. This is the primary and first rule of culture respect. Friend: Personally, I am still bothered by cultural practices here in Australia. What is your personal reaction?   Omeir: After some time, through constant communication with the students of the university, I found those practices to be not embarrassing anymore. Although it is far from acceptance, that is, participation in the cultural activities itself, it gave me an avenue to view things from the perspective of those who are members of that particular culture. I remembered that in my undergraduate years, there was a term to describe this phenomenon. Well it’s unimportant. The second set of excerpts is about the resolution phase of the problem (how we went about researching and responding to the problem through a thorough self-study). Here are some of the excerpts of the conversation. Omeir: One of my subjects introduced to me a method for assessing my problems, in this case about culture shock. I was really surprised that personal experiences, guided with some research materials can really result to clear grounded knowledge. Friend: How was that so? Omeir: Well, experiences serve as the grounding point of all theoretical problems in a field of subject for example. In my case, when I analyzed many of my experiences, I found out that there are methods or techniques that can be used to reduce it. It was not only first hand knowledge, it was knowledge applied. Academic journals related to my inquiry were very useful. Friend: You mean that those personal experiences were transformed into a problem. And that these problems were put in a table of inquiry. And that based from this inquiry, you were able to learn some methods to reduce that problem (culture shock). Omeir: Precisely, I have learned that constant interaction with other people who came from different cultural settings is a plus in absorbing culture shock. Nonetheless, because interaction is mostly done in conversations, I am forced to learn some of the appropriate gestures and idioms to use. In such way, I am able to communicate and express my concerns to my foreign friends. I also researched some of the strategies for reducing culture shock. I intend to share it with some of my friends who are currently experiencing culture shock. Friend: I have learned many things from this conversation. I will follow your advice with regard to managing culture shocks†¦ Reflective Response to the Dialogue Note that in the first lines of the script, I established the fact that both my friend and I are located in the same cultural setting (Saudi Arabia). The experience which I described to my friend served as a stimulating factor to enable him to judge the validity of my experience; through his own personal experiences. The next dialogue was about the nature of Australian culture (or culture in general). This dialogue cleared some of the misconceptions of culture. Added to that, it was also implicitly stated that culture shock is a natural response of graduate students working abroad. This usually helps the interviewee erase his earlier conceptions of Australian culture. Exposure and discussion shed light to some of the most puzzling things about Australian culture (it is natural for a foreigner to be puzzled to a foreign culture). The second part of the interview is the resolution phase of the problem. Here I shared some of the ways to reduce culture shock (culture shock management). I also introduced problem-posing vignette as a preliminary method in assessing personal experiences which can be theoretically substantial. Conclusion Based from the rigors of personal experiences, I was able to communicate to my friend the basic steps in problem or inquiry formation. Because problems in the academe are usually theoretical in nature (form), there is a tendency for personal experiences to be treated as personal biases. In this task, I was not only able to give some advice on how to manage culture shock (culture shock reduction) – this is a form of help to a friend who really want to reduce the effects of culture shock (as I had indicated in the question of the problem-posing vignette section), I was also able to give my friend a systematic method in analyzing problem-posing vignettes.   Added to that, I was able to learn that problem-posing vignettes can be a useful tool in transforming personal experiences into theoretically sound propositions. References Bochner, S. (Ed.). 1981.   The mediating person:   Bridges between cultures. Cambridge, Mass.: Schenkman. Jacobs, Katrina. 2007. Culture Shock (Strategies for Managing Culture Shock). NY: MacMillan Publishing House. Milton, Thomas J. 1997. Understanding Culture Shock. Virginia:   Foreign Area Officer Association. How to cite Reflexive Dialogue and Small Report, Essay examples

Seafarers Contribution to the Economic Growth of the Philippines Essay Sample free essay sample

The function of a yaya in today’s universe is a great trade different. Mothers’ today maintain the ultimate authorization and control over how their kids are cared for by the nursemaid. Modern populating requires long hours of societal activities of parents or defenders which are the grounds for the demand of the services offered by nursemaids to look after their child/children and to make some related family direction. The demand for this service increases due to modernisation. As we all know life is feverish. fast paced. merriment and perpetually altering. Every household is different and has their ain alone set of demands and wants. This survey will demo that there is a demand for geting yayas service that can be helpful to the specific market. Background of the survey Family assistants have become indispensable portion of about every portion of about every upper category places or even in-between category places whose leads have adequate income to use Plutos. Traditionally. nursemaids were retainers in big families and reported straight to the lady of the house. Today. modern nursemaids. like other domestic workers. may populate in or out of the house depending on their fortunes and those of their employers. Professional nursemaids are normally certified in cardiorespiratory resuscitation. qualified in first assistance. and have a grade or extended preparation in kid development. There are many employment bureaus that specialize in child care and online services that aid in happening available nursemaids. In the 19th and early twentieth century. the place was normally known as a â€Å"nurse† . and was. as for many child care occupations. constantly female. In a great house the nurse was a more senior member of the family staff and ran her ain sphere. a suite of suites called the babys room. supported by at least one helper. known as a nanny ( or nursery amah ) . Because of their deep engagement in raising the kids of the household. nursemaids were frequently remembered with great fondness and treated more kindly than the junior retainers. Nannies may hold remained in the employment of the same blue household for old ages. looking after consecutive coevalss of kids. In 2012 in the Filipino scene. an estimated 866. 000 comprised the informal subdivision of the labour force. a bulk of which were aged 15 old ages old. and some from far flung states. Name of the Proposed Business Handy Yaya Agency The name suggests an bureau that offers effectual and efficient yaya. Handy means being various. helpful and practical that makes it attractive and catchy on the portion of our clients from the lower category up to the in-between category. Giving an accent to the standards criterions of the service we provide to our client. Handy Yaya Agency is a concern that is non much different to any other family bureaus you see at the busy streets of Metro- it’s merely that it is specializes in taking attention of kids and related family jobs. History of the Undertaking We come up to this undertaking because of the current tendency of holding a Law pertaining to the Nannies refering to their rights to hold an equal intervention as to the other workers holding a minimal wage which is â€Å"Republic Act No. 10361 AN ACT INSTITUTING POLICIES FOR THE PROTECTION AND WELFARE OF DOMESTIC WORKERS† besides known as â€Å"Batas Kasambahay† even though they’re non that educated but skilled in the field they chose. We are inspired to hold a survey on this sort of concern because of the recommendation of our darling Dr. Lily Mendoza giving rise to our involvement to this sort of field of concern. We tend to utilize the term â€Å"Nanny or Yaya in Filipino Term† for person who can be left in exclusive charge of kids for a given length of clip during the twenty-four hours. or all twenty-four hours. Nanny/Yaya is person who provides attention for your kid inside or outside of your place. Nannies were present in the families of the European colonial imperiums throughout the universe. In affluent households. it was non uncommon for a nursemaid to remain with one household for the full length of her calling. She would care for the subsequent coevalss of kids that were born into the household. Often. she would care for the kids of the kids that she originally cared for when she began working for the household. For the kids of these households. the nursemaid was considered to be a darling member of the household. In clip nursemaids can merely be afford by Class A households but as the clip goes by due to some alterations in societal and environmental factors in-between category households besides created demand for nanny. Nannies have been flexible of the alterations that they besides seek chances non merely to the category A households but besides to the in-between category. Nanny bureaus are the modern reply for parents looking for a Sitter for a assortment of grounds. In the yesteryear. they relied on vicinity adolescents or household members. However. in today’s modern family. where both parents normally work full-time occupations. Sitters are needed for more than merely a Saturday dark flushing out. They are called during yearss of ill attention. doctor’s assignments. after-school attention. and any other vacation or twenty-four hours where the parents has something of import to make and necessitate a reliable. experient individual to care for their kids. Therefore. the coming of the baby sitting bureau. Agencies are normally bonded and insured. and supply experient kid attention professionals to care for the kids of their clients. It can be a really successful. profitable venture. provided it’s done right. In the last several old ages. a batch of intelligence have been broadcasted refering to several instances of kid maltreatment made by their family keepers. therefore a thorough choice of bureau must be done. There is still room in today’s society for the function of the nursemaid. As more adult females are working outside of the place than of all time before. holding a nursemaid in the place to help in the attention of the kids is still greatly needed by many households. The tradition of the nursemaid will no uncertainty go on into the hereafter as there is ever a demand for high quality suppliers for the attention of our kids. Needs Giving Rise to the Undertaking Project Rationale A undertaking principle on the Handy Yaya Agency project states that it is a undertaking under observation. It involves 5 shareholders and the undertaking is geared to construct a new family bureau which specializes in taking attention of kids. The Handy Yaya Agency focal point is on the quality of yaya they will deploy to valued clients. The organisation will guarantee that all of the selected appliers are equipped with intensive preparations. orientations and important background cheque to vouch client that their child/children is on the better manus. The concern came approximately because as we viewed the societal alterations. it creates demand in portion of busy parents. And to talk with societal alterations. offenses now are at high hazard so in portion of the defenders it will non be practical to set their kids in the weaponries of not-so known persons. What they truly need is to hold person that is trust-worthy and effectual to look after their darling child/children and this is what the undertaking is looking to turn to. Undertaking Vision To go the leader in supplying first-class nanny services and to provide good equipt nursemaids in Metro Manila and other parts in the Philippines. Undertaking Mission Our mission is to supply quality economical and trusty yaya in Metro Manila that have first-class ability in taking good attention of kids and making family jobs that promotes client satisfaction. Shelter – represents the safety it can supply. and its dependence. Goal – to assist or back up defenders that parents may non prolong or supply to their siblings. now it’s our duty to take charge in order to advance love and attention to every kid that blooms. Undertaking Logo The Nanny and the Stroller– represents the merchandise we deploy transporting saunterer that signifies its mobility. attention and comfort a nursemaid can give to her clients. The yaya inside the house represents the merchandise we deploy transporting saunterer that signifies its mobility. attention and comfort a yaya can give to her clients. The outer bed of our logo represents the safety it can supply. and its dependence which is the shelter. To work even the clients give her minimal supervising. we can vouch she can make the occupation good. Furthermore the construction signifies the security which we feel every clip we are on it. The end of our company is to assist or back up defenders that parents may non prolong or supply to their siblings. now it’s our duty to take charge in order to advance love and attention to every kid that blooms. Area Profile This feasibleness survey was conducted to find how and where to set up a profitable enlisting bureau. This survey provides an information about the background of the survey. its status to the market. the propose budget and its importance to the economic system of the Republic of the Philippines. The mark market of the undertaking is at Holy Spirit Drive. Don Antonio Heights. Quezon City. The advocates gather information sing to historical demand and supply of the possible mark of the concern. This information we gathered shall be used as our footing on projecting demand and supply. Scope and Restriction In this survey. the advocates are looking for the effectivity and set uping a concern ( particularly in Commonwealth Avenue ) that will supply people with the new specialised bureau meant merely for their satisfaction. In this survey. the advocates will besides undertake the importance of cognizing the demand of the people by services in the country. The range in this undertaking that needs to be analyzed for us to acquire every inside informations of information. factors that may impact the operation of the concern in many ways are as follows: * The range of the survey chiefly focuses on people populating in and around of the Holy Spirit Drive. Don Antonio Heights. Quezon City. * This survey was carefully analyzed and organized to come up with a clear. complete and economical survey as the advocates sing now. parents are prepared to exchange to our specialised bureau because they will happen it more convenient and secure to help of our services offered. The more it pleases and benefits people the longer the concern will go on to run. Chapter IIMANAGEMENT ASPECT This chapter includes the organisation and direction facets. It will fall chiefly on the undermentioned: signifier of ownership. capitalisation. organisational chart. responsibilities and duties and occupation making of General Manager and other directors such as HRD Head. Finance Head. Selling and Operation Head. It besides discusses the authorities mandated benefits and the wages and other benefits of employees. The repast and remainder period. work clip and vacation patterns and the Department of Labor and Employment Policies and Organizational Policies are besides included in this chapter. Aims * To supply a great work environment and be a beacon of unity for the clients. * To administer high quality labour force in order to prolong good unity to our clients. * To advance a harmonious relationship between and among the employees and employer and to its clients. * To place and specify the general regulations and ordinances and company policies. Type of Ownership Handy Yaya is a general partnership which consists of four ( 4 ) spouses. Any determination affecting the concern shall be made with the consent of the spouses. We preferred to utilize partnership due to the undermentioned grounds* Unlimited liability* Mutual engagement in net income* Legal entity* Co-ownership of contributed plus Each of the group will be a capitalist-industrial spouse where in each will lend money belongings every bit good as work. accomplishments and industry to the capital of the partnership. Advantages of Partnership * It could be easy established as individual proprietary. * There are more individuals to carry on the concern and to manage its jobs. * A partnership has entree to greater or better recognition installations. * The combined abilities. accomplishments. and resources of spouses are great beginning of strength. * Retention of valuable of employees is ensured. Disadvantages of Partnership* Limitation in size* Lack of continuity* Easy disintegration* Unlimited liability of the spouses* Disagreements between spouses frequently lead to detain and troubles which could jeopardize the concern house. CapitalizationHandy Yaya AgencyGeneral Partnership|Name of Partners| Amount Investment in peso |Bugarin. Nestor Jr. | Php 200. 000|Cabillon. Marvin | Php 200. 000|Niverba. Emmanuel| Php 200. 000|Rellores. Kurt Alean| Php 200. 000|TOTAL| Php 800. 000| A general partnership is composed of two or more general spouses who find and portion money. belongings or industry to come up with the equity suffice the operation of the concern. Spouses should be responsible plenty for dispatching of any determination or action of the concern. Indicated below are the names. the functions of each spouse and their parts. Organizational Chart It is a diagram that shows the construction of an organisation and the relationships and comparative ranks of its parts and positions/jobs. Organizational chart defines to character of an organisation: how it thinks and how it will respond. As a concern grows. employee duties detach from specific people. and are alternatively. assigned to specific places or sections irrespective of who holds that occupation. The relationship between all these different places. their sections and the hierarchal direction construction make up the organization’s construction. General Manager LawyerAdviserCertified public accountantAdviser FinanceDepartment Human ResourceDepartmentOperation A ; SellingDepartment Training SpecialistMessenger Job Description and Job SpecificationIn this organisation. the spouses will besides hold their portion of jobs like assisting or helping their forces. POSITION| DUTIES AND RESPONSIBILITIES| QUALIFICATION|General Manager| – Anticipates the work force demands of the organisation. Responsible for keeping harmonious relationship between section caputs. In-charge of showing and selecting of appliers. – Leads and direct the staff to run into the company’s end. | – Male or Female. 25 and up but non more than 45 old ages old – must hold a grade in Business Administration or any direction class. – Should hold a lower limit of five old ages of experience in concern direction. planning and fiscal inadvertence. – Demonstrated ability to work in a proactively diverse and inclusive organisation. – Excellent. proved interpersonal. verbal and written communications accomplishments. – Effective job – work outing and mediation accomplishments. Demonstrated ability to portion accomplishments and cognition with others. | Finance Head| – Maintain a documented system of accounting policies and ordinances. -Forecast hard currency flow places. related adoption demands. and available financess for investing. – Ensure that sufficient financess are available to run into on-going operational and capital investing demands. -Maintain good banking relationships. Aid in finding the company’s proper capital construction. – Manage the readying of the company’s budget. Report to direction on discrepancies from established budget. and the grounds for those discrepancies. – Manage the capital budgeting procedure. based on restraint analysis and discounted hard currency flow analysis. Interpret company’s fiscal consequences to direction and urge betterment activities| – Male and Female non more than 45 old ages old. – Must have a Bachelor’s Degree in Finance or Accounting related class. – With concern experienced and lower limit of 10 old ages of increasingly responsible in a major company or division of a big corporation. – Excellent Communication accomplishments both unwritten and written. Should hold an outstanding cognition of electronic spreadsheets. | Human Resource Head| – nowadayss challenges to tactically manage the human resource tools and assist the house attract talented people for the needed occupations. – Provide support to supervisors and staff to develop the accomplishments and capablenesss of staff. – Monitor staff public presentation and attending activities. Coordinate staff enlisting and choice procedure in order to guarantee a timely organized and comprehensive process is used to engage staff. – Provide information and aid to staff. supervisors and council in human resource and work related issues. – Employee motive and public presentation assessment. Salary and Payroll Negotiations. Employee Satisfaction and Feedback| – Male or Female. 25 and up but non more than 45 old ages old. – A alumnus degree grade in Labour Laws. Psychology. Human Resources. and Industrial Laws or any concern and direction related classs. – Excellent communications accomplishments both unwritten and written. With at least 5 years’ experience in human resource direction and development. – Must be good in induction and dialogue accomplishment. – Strong presentation abilities. – Ability to believe out of the box. Can make up ones mind efficaciously and expeditiously. – Demonstrate sound work ethics| Operation and Marketing Head| – The caput of selling grips publicities of a company and its trade name. incorporate schemes to assist sell merchandises and services. utilizing everything from artworks to catchy phrases to particular trades to acquire the general populace interested. – Understanding about their market and competitors’ merchandises and services and has a good concern sense. | – Male or Female non more than 45 old ages. – Must have a Bachelor’s Degree in Business Administration. in Marketing Management and or any direction related classs. – Must have a lower limit of 5 old ages in selling and concern industries. – Must be good in Microsoft office plans. must hold a good background in advertisement. -Good communications accomplishments. both composing and verbally. Good dialogue accomplishments and strength. | Book Keeper| – Creates fiscal minutess and creates fiscal studies from that information. – Includes posting information to accounting diaries or accounting package from such beginning paperss as bills to clients. hard currency grosss. and supplier bills. – reconciles and balance histories to guarantee their truth. | – Must have associate’s grade in accounting or concern disposal. or tantamount concern experience. every bit good as cognition of clerking and by and large accepted accounting rules. – With 2 or more old ages occupation experience in field of accounting| Messenger| – communicates and co-ordinates with SSS. PhilHealth. and other insurance benefit. – Responsible for guaranting communicating and cooperation between two or more entities by functioning as an official go-between between top-ranking functionaries of each organisation. | – With non less than 3 occupation years’ experience. Responsible for keeping harmonious relationship between other organization| Trainor| – Evaluate preparation stuffs prepared by teachers. such as lineations. text. and press releases. – Coordinate. agenda and behavior concern and proficient preparation for new hires and current employees. – Organize and develop. or obtain. developing process manuals and ushers and class stuffs such as press releases and ocular stuffs. -Produce preparation stuffs for in-house classs as appropriate. Amend and revision stuffs as necessary. in order to accommodate to alterations that occur. Facilitate the executing of all preparation programs and sporadically. measure preparation effectivity. | – Must have a Human Resource development Degree holder. – With non less than 2 old ages occupation experience. – Strong communications and presentation accomplishments. organisational accomplishments. – Analytic accomplishments to reexamine new procedures and derive possible impact to plan. – Able to work a flexible agenda to include drawn-out eventide and weekend hours as needed on a limited footing. Ability to work in a squad environment every bit good as autonomously and stand for long periods of clip while presenting schoolroom preparation. | CPA Consultant| -Performs accounting undertakings for persons or companies. -Handles fiscal records. revenue enhancements and duty for the issue of fiscal studies. -Kept the legers organized to measure the fiscal wellness of a company. -Specialize in a peculiar field such as audits. book maintaining and revenue enhancements. -Interact with internal and external hearers in finishing audits. -Monitor and reappraisal budget and expenditures for local. province. private support contracts. -Resolve accounting disagreements. | – Male or Female. 25 and up but non more than 45 old ages old -Most sooner a Certified Public Accountant. -With at least 1 twelvemonth experience in the related field.-Must be a computing machine literate.-Can work under force per unit area.-Must be extremely analytical and critical.-Can work under minimum supervising. | Lawyer Consultant| – Advise their clients or employers on their legal rights and duties. As advocators. they may stand for companies in both condemnable and civil tribunal instances. -May besides work in-house as full-time employees of one company. Whether functioning as in-house or outside advocates. corporate attorneies are hired to maintain companies out of problem by expecting and assisting to besiege jobs. -They besides maintain their clients up to day of the month on new concern Torahs and ordinances. -Provides advice on labour dealingss. employee contracts. revenue enhancement issues. and suits against the corporation. employee hurt. patents. and contracts with providers of natural stuffs. | – Male or Female. 25 and up but non more than 45 old ages old – University grade Graduated in Law – A lower limit of 2 old ages experience A ; a upper limit of 4 old ages experience in corporate legal work/contract jurisprudence ; International professional experience and/or a procurance background would be an advantage -Strong dialogue and organisational accomplishments -Excellent interpersonal. communicating and networking accomplishments – Demonstrated and natural ability to work collaboratively across jurisdictional. functional and cultural boundaries -Proactive confident attack and a self-starter -Fluency in English ( written and verbal ) is a must-Specialize in corporate jurisprudence should besides take relevant electives. such as creditors’ rights. trade ordinances. commercial minutess. and test protagonism. | Government Mandated BenefitsSocial Security System The Social Security Program provides a bundle of benefits in the event of decease. disablement. illness. pregnancy and old age. Basically. the SSS provides for a replacing of income lost on history of the aforesaid eventualities. Harmonizing to Republic Act 1161. as amended by RA 8282. a private employee. whether lasting. or impermanent or probationary ; A family assisting gaining P 1. 000. 00 a month is capable to mandatory coverage get downing September 1. 1993. PhilHealth The province wellness insurance plan was designed to assist people pay for health care services under the National Health Insurance Act of 1995 ( Republic Act No. 7875 ) . the Filipino Health Insurance Corporation or PhilHealth is a authorities corporation entrusted with the disposal of the National Health Insurance Program ( NHIP ) . once known as Medicare. HDMF ( Pag-ibig ) The employer ( s ) is required to lend per month non less than P100. 00 to the employee’s Home Development and Mutual Fund. In conformity to the periodic remittal agenda provided by HDMF. the employer ( s ) will remit this part. in add-on to that of the employee’s. which is to be deducted from his/her paysheet. Wages and Other Fringe Benefits a. Regular Wage Employees are paid twice a month. Based salary scopes are based on occupation categorization. New employees may be considered for assignment above the lower limit of the salary scope if they meet specific demands for exceeding preparation and experience. Employees are besides eligible for salary and salary scope accommodations authorized by the legislative assembly. B. Overtime Wage All employees required to work beyond eight hours in one working day are entitled to overtime wage. The footing of overtime wage is found in Article 87 of the Labor Code. Overtime wage is the extra compensation collectible to employee for services or work rendered beyond the normal eight hours of work. It is computed by multiplying the overtime rate with the figure of hours in surplus of the regular eight hours of work. c. 13TH Month Wage The 13th month wage is a legal duty of every employer in the Philippines under Presidential Decree 851. The minimal thirteenth month wage required by jurisprudence shall non be less than one-twelfth ( 1/12 ) of the entire basic wage earned by an employee within a calendar twelvemonth. Basic salary refers to the basic monthly wage. d. Service Incentive Leave The construct of this is applied to every employee who has rendered at least( 1 ) twelvemonth of service uninterrupted or broken. is entitled to an one-year service incentive leave of five ( 5 ) yearss with wage which can be seen in Art. 95. Labor Code. e. Meal and Rest Period Harmonizing to Article 83 of the Labor Code of the Philippines. employees are entitled to one ( 1 ) hr interruption for repasts on an eight-hour work twenty-four hours. Employees are besides entitled to adequate remainder periods in the forenoon and afternoon. of short continuances. that will be counted as hours worked. These remainder periods usually last for 15 proceedingss and can be used by employees as java or bite interruptions. f. Work clip and Holiday Practices1. Working AgendaHANDY YAYA AGENCYWorking Schedule|Monday to Friday8:00AM – 5:00PM ; 7:00AM – 4:00PM ; 9:00AM – 6:00PM| All managerial degrees ; staff degrees and lower direction degree. | Saturday and Sunday ( REST DAY ) | ALL OFFICE STAFF| 2. Table for Working HolidaysREGULAR HOLIDAYS IN THE PHILIPPINES|New Year’s Day| January 1|Maundy Thursday| Movable date|Good Friday| Movable date|Eid ul-Fitr| Movable date|Araw ng Kagitingan| April 9|Labor Day| May 1|Independence Day| June 12|National Heroes Day| August 25|Bonifacio Day| November 30|Christmas Day| December 25|Rizal Day| December 30| Organizational PoliciesPolicies are ordinance or protocol regulating a process in a peculiarcountry. These are the basic steps for action. Policies dictate what is and what is non permitted within the concern. These are wide and general ushers for action. which contain or direct nonsubjective attainment. The undermentioned are set of policies for an efficient and effectual direction: A. Work Agenda Regular work agenda and remainder periods shall be provided to the employees to expeditiously and adequately adult male the work country. It shall be the manager’s duty to schedule decently implement the work agenda and remainder twenty-four hours of the staff. B. Absences Absence is the inability of an employee to describe for work on his/her regular on the job twenty-four hours. Absence can be considered authorise if the ground is valid and justifiable. An unauthorised absence shall be meted with disciplinary countenance after due procedure has been awarded to employees. C. Overtime Overtime work is work performed beyond the regular eight ( 8 ) working hours for which an employee is paid an extra 25 per centum ( 25 % ) of his/her regular basic wage. D. AuthoritySuperiors expect regard and obeisance from their subsidiaries. E. Honesty and IntegrityThe company shall non digest any signifier of dishonesty. fraudulence or fraud. F. Social Norms and Ethical motivesEmployees shall non execute inhumane activities that will impact company’s repute and credibleness. They are expected to be good citizens during and after working hours. G. Payday:15th and 30th twenty-four hours of the month H. Bookkeeping and AccountingThe company shall see to it that all minutess of the concern will be recorded in the registered books of histories. I. Working HoursEvery employee required to work for eight hours. Rendering overtime of the employee will be decently paid. Management shall implement the necessary working hours and switching in the on the job agenda of the employees. Agenda of break clip must be followed purely. Chapter IIISelling Aspect The market survey is the most critical portion of every feasibleness survey. It serves as the lifeblood of this undertaking paper. The focal point of a undertaking survey is the profitableness and the demand of the merchandise or service. It is imperative that the market survey must be given first consideration. Market survey is the chief and primary key for success of every concern. It serves as a major footing in finding the profitableness of a certain concern entity for it is a survey of supply and demand. It is the preliminary measure and the life giving facet of the survey because fundamentally it identifies the ingestion and productiveness of the market. Aim * To explicate an effectual yet efficient scheme that needs to be undertaken in the conceptualisation procedure of the concern. * To happen appropriate location for the said nature of the concern. * To strategize different attacks in deployment and recruitment procedure of our concern. * To develop a competitory publicity procedure to prolong the demand of caliber workers to the clients. * To scan the external and internal environment/ factors that needs to be considered in seting up a concern. Historical Demand AND SUPPLY Part I. Demographic and Psychographic Profile of the Respondents A. Market Description The advocates chose country of Holy Spirit Drive ( Don Antonio Heights ) . This is a placed frequented by the mark clients who are looking for yayas. With careless the selected locations of the proposed concern. people around the locality could easy ask and avail the service for it’s a common demand.